PayIns  ✕︎  Self-Funding

Fuel Your Payment Power with Business Capital

Maintain business fluidity and speed by funding your balance with operating cash. Experience a seamless transaction process that saves you time and enhances your financial operations.

Account Funding Solutions for Businesses Paying Suppliers

ConnexPay's flexible self-funding capabilities give you complete control over payment timing, methods, and reconciliation.

Essential

Businesses who only make payments

Self-funding ensures capital availability for virtual card issuance. Ideal for companies who do not process customer sales.

Flexible

Dynamically scale supplier payments

Respond immediately to time-sensitive inventory opportunities without waiting for customer transactions to settle.

Global

Multi-currency options around the world

Pre-fund accounts in over 30 different currencies to facilitate seamless payments across borders and reduce FX costs.

Integrated with Virtual Card Issuance

Self-funded balances seamlessly fund our virtual card capabilities, enabling powerful supplier payment options regardless of your customer payment model.

More on Virtual Card Issuing

Immediate Card Creation

Access over 40 virtual card products as soon as funds are deposited, including single-use cards, multi-use cards, and specialized options like UATP cards for airline payments.

Rebate Potential

Earn meaningful returns on supplier payments through our revenue share model. Each payment is optimized to capture the greatest rebate possible.

Payment Optimization

Match each supplier payment to the ideal card type and network with Intelligent PayOuts, maximizing both acceptance rates and financial returns.

Consolidated tracking

View detailed reporting on authorization, settlement, and reconciliation status of payments, regardless of funding source.

Global Currency - Digital Globe on black background

Global Currency Capabilities for Worldwide Growth

Expand your business beyond borders with ConnexPay's comprehensive global payment capabilities, enabling you to serve customers in over 30 currencies without currency barriers holding back your growth.

Reduced FX Costs Through Smarter Issuing

Traditional cross-border payments often come with hidden markups and unfavorable exchange rates that eat into your margins. ConnexPay optimizes your international transactions with:

Currency conversion at published rates without excessive markups

Local currency processing that eliminates the need for multiple currency conversions

Multi-currency card issuing that reduces FX costs at the local level

Currency-specific BINs that improve authorization rates for international transactions

Support for Local Payment Preferences

Meeting customer expectations means accepting the payment methods they prefer in their regions. ConnexPay enables you to:

Process regional card brands popular in specific markets

Accept transactions in local currencies without forcing customers to convert

Support country-specific payment processing requirements

Maintain compliance with regional payment regulations

Frequently Asked About PayIns

Find answers to your questions about our Self-Funding payment solutions and services below.

What currencies can I use to fund my card payments?

ConnexPay supports funding card payments in USD, EUR, GBP, and CAD as our core issuing currencies. The currency used to fund card payments typically needs to match your account's designated accounting currency. For international payments, ConnexPay offers currency conversion services, though fees may apply for conversions.

What type of service does ConnexPay offer?

ConnexPay offers a comprehensive payment processing service that includes payment acquiring (accepting payments from customers), virtual card issuing (making payments to suppliers), and fraud detection with Kount for managing these processes. We also provide 3D Secure authentication, ACH processing, tokenization, and specialized payment products like Global Travel VCC and UATP cards. Our services can be accessed via API integration or manually through our customer portal.

Why does ConnexPay require PayOuts (card issuing) in addition to PayIns (acquiring)?

ConnexPay's business model is built around the integration of both acquiring (PayIns) and issuing (PayOuts) to provide a complete payment solution that simplifies cash flow management. While some clients may start with just one service (like issuing-only "Lite" clients), the full value proposition comes from using both services together to benefit from straight-through processing, reduced prefunding requirements, and optimized rebates.

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